Funeral planning is difficult for members of family that have just lost a loved one. It is a time of grief, sadness and anxiety, which of course makes planning a funeral even that more difficult. Not only is planning a funeral emotionally draining, it can drain a pocket book as well. For this reason many people chose to pre-arrange and pre-plan for their own funeral and services, and with this planning also cover many of the costs of their own burial-thus eliminating some anxiety for family members.

1. Funeral Planning Guide: Planning your funeral before your death is the best way to avoid any surprises for your loved ones.
2. Low-cost funeral: Three steps to avoid a high cost funeral, and how to be prepared in advance.
3. Unexpected funeral expenses: Prepare for the unexpected by planning funeral and paying expenses before your death. It will often save your loved ones both time and money.
4. Choosing a funeral home: Choosing the right funeral home for your future service will help save your loved one’s time, and avoid any unexpected expenses or surprises.
5. Planned Funeral: Why you should pre-plan your funeral no matter what your age, health condition, or family condition.
6. What is pre-planning?: Pre-planning your funeral services before you need it will give you control to the situation, let your wishes be known and leave no stones unturned for your family.
7. Planning Ahead: Planning a funeral ahead of time makes it easier for those left behind to deal with their loss.
8. Funeral Planning 101: Take the pressure off of your loved one and plan your funeral before you go. Tips to get the funeral you want and have no work left for you family to do.
9. Gift of love: Pre-planning can be the ultimate gift of love for your family members. Don’t put the emotional and financial  burden on them to plan your funeral.
10. Funeral Insurance: Obtaining funeral insurance is a wonderful way to plan ahead, and spare your family much unneeded expense.
11. Forethought Insurance: Insurance specifically for end of life needs funeral expenses.
12. Funeral Resource Directory: What is funeral insurance, and why do I need it? Will it help spare my family financial stress after my death?
13. Funeral Insurance: Describes three kinds of funeral insurance available, two with life insurance attached and one without.
14. No pre-planned funeral: How to pay for a funeral if your loved one didn’t purchase insurance and has no money to pay for it. Even though you want what is best for your loved one, you shouldn’t have to pay for all of it.
15. What is burial insurance?: What is burial insurance and do I need it? Informative article about the reasons people buy burial insurance, how it saves them and their families money and time.
16. Planning a frugal funeral for a loved one: How to save money after your loved one has died. Plan an elegant and moving funeral, while still using a budget and being frugal.
17. Inexpensive options: How to make burial and service inexpensive, yet personal. Also addresses how to save money while choosing caskets, plans and types of cremation.
18. Eternal Justice: A discussion about how pre-planning can save your family hassle and money. Also discusses the FTC’s role in funeral planning regulation.
19. How research your funeral:Individuals should take as much time to plan their funeral as they do when researching and buying a car. Doing it early is better for you and your family.
20. Planning eases grief: Families of the deceased that have made plans are much more likely to have shorter periods of grief and find themselves able to return to life’s normal activities more quickly.
21. Planning your own funeral: Planning your own funeral eases the grief of those that loved you upon your demise. British article, with relevant tips and advice for all planning their own services.
22. Estate Law: Attorneys discuss several topics in regards to estate planning, how estate planning can help families, and estate law.
23. How much does a funeral cost: How much are funeral expenses? When added up can make a quick big dent in a pocket book, save your family money by pre-planning a funeral.
24. Five tips for planning funerals: Five tips for planning funerals include knowing consumer rights, avoiding emotional overspending, understanding basics about the casket and containers used in burial, use caution while planning your own funeral, and seeking help if funeral costs are not right.
25. Preparing for funeral expenses: Preparing for funeral expenses makes sense for saving your family unneeded expense and heartache.
26. Benefits to planning early: Financial planning for end-of-life decisions, and the benefits to planning early.
27. Using Insurance at the end of life: End of life care is quite expensive, this article discusses how to use insurance and Medicaid effectively to avoid any leftover expenses for families to cover.
28. Why have burial insurance: Who needs burial insurance, and why is it important to buy it early?
29. Pre-paying for funeral expenses: End of life planning will spare the family from not knowing how to plan a service for their loved one. Planning will involve pre-paying for most parts of the service in advance.
30. Painful pre-planning activities: One family’s struggle with pre-planning a loved one funerals. Discusses how painful, yet needed it is.
31. How seniors can pre-pay for their funerals:Gives seniors advice about pre-paying for their funeral services. Includes discussions about service chosen, caskets and cremation.
32. Funeral expense checklist:An article giving the personal and financial affairs checklist for end of life planning.
33. Who’s going to pay the bill?: Who is going to pay for the funeral bill and how will it be paid? Why should family members be responsible for footing the bill?
34. Funerals with Love blog: How to plan a frugal, yet loving funeral for your loved one.
35. Sharing funeral expenses: Funeral expenses may be too much for any one person to cover, how to split the costs among family members.
36. Plan early to save money: How much does a funeral actually cost? Lock into your prices early, as our family prices will be much higher at a later date.
37. Pre-planning your own funeral: A funeral; home gives a good guide about funeral planning and pre-planning.
38. Prearrangement of one’s own funeral: Funeral discusses prearrangement and prepayment of your own funeral, to spare your family the grief of doing it later.
39. Low cost funerals: How to plan your own low cost funeral by starting a savings account with a funeral home. Your family can take money out of this account to pay for your funeral.
40. Medicaid and funeral payment: Does Medicaid pay for funerals, and if so how much? Will this spare my family cost of paying for my funeral?
41. State-funded funerals: Some states have programs that entitle the indigent dead to have funerals paid for them.
42. Bereavement Info: British website discussing how bereavement services may be covered by pension and employment plans. Thus, making the family contribution smaller.
43. The Funeral Site: Five ways to fund a funeral; geared towards individuals who want to pay for their own services before death.
44. My loved one died, now what?: A website told in the view of a family member who’s loved one has died. How to save money and still plan an elegant funeral.
45. What if I cannot pay for a funeral?: What do I do if I cannot pay for a funeral? This article discusses choices that could reduce the expense.
46. Price of British Funerals: How much does a British funeral cost? How will it get paid for?
47. Life insurance as payment of funeral: Can I use life insurance to pre pay for my funeral expenses?
48. Early prepayment of funeral: Prepaying funeral costs as early as possible will benefit you and your family.

Image Credits: http://www.flickr.com/photos/paparutzi/165725200/

When planning a funeral there are costs you may not have taken into account. Finding out about those ahead of time will help you to plan your loved ones passing, and even your own funeral.

Too many times families are left with hidden costs after a loved one has passed on. Getting the tips to plan for it will help to leave your loved ones prepared once the time has come for you. Follow these tips about planning funerals and rest easy that yours is taken care of.

1. How Much Does a Funeral Cost: Learn what the average funeral cost these days. Get help planning and tips on how to take care of everything.
2. Eco Friendly: Find out if an eco friendly funeral is more cost affective. See what one blogger says about this type of funeral and if it can save you money.
3. Guide to Cost: Take a look at this guide to what a funeral may cost you. Learn about the different charges and fees that may be associated with a funeral service.
4. Funeral Cost: What does a funeral actually cost? Find out here along with tips for the long term costs. There may be fees you were not aware existed.
5. What is Involved in Funeral: Learn about all the things you should know about planning a funeral. Find out what transportation will cost as well as the service.
6. Funeral Help Programs: Get information on how you can get help to pay for your loved ones funeral. There are different programs for those who are having trouble paying.
7. Funeral Costs Soar: The cost of a funeral can be a shocker when you are trying to plan them. Get help calculating the cost and ideas on how to pay for them to help your loved ones when you pass.
8. Funeral Cost: See a breakdown of what the funeral will cost you or your loved ones. Find ways to reduce cost and also ways to pay for the funeral.
9. Funeral Planning: You will find here a list of what goes into planning a funeral. There may be things you never even thought of that should be planned out. That is why it is important to plan up front so you know exactly what your loved ones would want.
10. Reduce Funeral Cost: One blogger shares tips on how you can reduce funeral costs. Find areas that you may not need to be spending high dollars on.
11. How Much Does a Funeral Cost?: Many people do not find the answer to this question until they are faced with paying for one. Learn about planning and cost of a funeral before you have to pay for it. Also learn about advance planning to help your loved ones with the cost of yours.
12. Cost of Funeral: One blogger shares some insight on how much the cost of a funeral is and what you can do to prepare. If you have children you may want to consider some of the options here to help prepare for your funeral.
13. What Will it Cost: There are different prices depending on the type of service you want. The casket, or cremation, and other things like flowers all vary depending on how fancy or ordinary you would want it. It can range from a few thousand dollars to several thousand all depending on these items.
14. Average Cost: Take a look at this list of cost that is the average for any funeral. These can run very high prices depending on the type of services you receive.
15. FAQ on Funerals: Find out the answers to things like what it cost and how do people pay for their funerals. Also get tips on how to make arrangements for a loved one.
16. Get Information On Funerals: Most people are unaware of what it takes to plan a funeral. Get help here on learning the cost, the fees associated with them and how you can prepare your funeral.
17. Funeral Costs and Payments: Discover what the cost of a funeral is today. Also see payment options and how you can prepay for your own funeral to keep that cost off your loved ones.
18. Three Charges: Most funerals consist of three different types of charges. Find out what those are here and how you can plan for them.
19. Buying a Casket: Here are a few things you should consider when buying a casket. Get tips here on how to pick them out and pay for them.
20. FAQ on Funeral Services: If you have never planned a funeral before this would be a great site for you. Learn the ins and outs of planning a funeral and what the cost will be.
21. Every Budget: There are many things to consider when planning a funeral. Get help here planning and paying for a nice funeral on any budget.
22. Funeral FAQ: Get the answers to some of your most FAQ about funerals. Find out what purpose a service has and other questions about the funeral process.
23. Get Answers: There are many questions you may have in your mind about planning a funeral. Get those answers here and find out how you can prepare for your own funeral.
24. Funeral Checklist: Here you will find help in planning a funeral for your loved one. A funeral director can help you do this and other things you may want to plan.
25. Cut Funeral Cost: Take a look here to see how some are cutting their funeral cost by choosing to go with natural burial grounds.
26. Funeral Cost Calculator: Use this calculator to figure out your funeral costs. This can help you plan your funeral and judge the cost you will have to pay.
27. Funeral Costs: Uncover what the cost of a funeral covers. There are things you may think it covers that it doesn’t.
28. Low Cost Care: This article helps to show you the differences in funeral services and cost. Get help here on how to plan your loved ones funeral services and still do it with dignity.
29. Funeral Insurance: This is one way you can help take the burden of financial cost of your loved ones. Plan for your funeral and pay for it ahead of time to help with the cost.
30. How Can You Prepare: Get tips on how to prepare for the rising funeral costs. You can pre-plan your funeral and pay for it up front. This will take it off of your loved ones having to wonder what you want and paying for it.
31. Lower Cost Funeral: Many are in an uproar about the rising cost of funerals. See what some are doing to help get the cost lowered.
32. Pre-Planning: Learn how this can help your loved ones when you have passed on. This is a way for you to have a peace of mind that everything is taken care of and your loved ones will know what you want.
33. What if You Can’t Pay: One blogger discusses and shares tips on what to do if you are unable to afford a funeral.
34. Funeral Expenses: Many are not familiar with the actual expense of a funeral service. Get the information here from one blogger who also gives you tips on how to save.
35. Prearrangement Benefits: Learn the benefits of having a prearranged funeral. This helps your loved ones once you are gone to handle the service.
36. 5 Reasons For Making Plans Before they are Needed: One article shares why you should make plans before they are needed for funeral cost. This will help give peace of mind to everyone involved.
37. Life Insurance: Take a look at these stories of funeral costs and why the life insurance was so needed in this time.
38. Ten Tips: Use these ten tips to help you save on funeral cost. This could help you save some big money when planning the funeral of a loved on or even pre-planning your own.
39. 5 Things to Ask Your Funeral Director: When planning a funeral for someone there are a few things you should remember to ask. Here is a list to help you in your time of need.
40. Planning in Tough Times: With the economic downturn funeral costs can be a bit steep. Get tips on how to plan your funeral even in the toughest economic times.
41. Funeral Cost Savings: Learn how to save on your funeral cost. Get tips and hints on how to cut costs without cutting the funeral service.
42. A Few Things You Should Know: Here are some things that everyone should know about planning a funeral. Learn about the cost and ways to save as well as other things before planning a funeral.
43. Frugal Funerals: Learn how families are cutting the cost of funerals in these tough times.
44. Funeral in Illinois: Discover here what a funeral in Illinois will cost you and how you can get help with those expenses.
45. Funeral Planning Checklist: Sometimes you may forget some of the smaller details of planning a funeral. Here is a checklist to help you during your mourning to remember everything you would like done.

Image Credits: Tracy O

A great deal of people may tend to think they do not need life insurance. They’re young, their children are young and they’re all in good health. They might even feel the odds are in their favor and the likelihood of a fatal accident is slim.

The stories below are from people who never thought they needed insurance on a family member or about a loved one who may not have thought life insurance was a big deal. People die unexpectedly in accidents every day all day long. The healthiest people in the world get sick; Lance Armstrong did. Fortunately for him his life insurance policy, if he has one, was not executed.

1. Stories from People of Why They Need Life Insurance: Several stories from different people that talk about their life and their need for life insurance
2. Waited Too Long to Buy Life Insurance:  Man diagnosed with liver cancer with no life insurance and now too late to get any. He will leave a family behind.
3. Funeral Costs and No Life Insurance: What would happen if a person dies and they have no life insurance?
4. Hess Cancer Foundation: True story of someone who died of cancer with no life insurance.
5. My Dad’s Funeral is Saturday: A father passes away and had no life insurance for his family.
6. 9/11 Death and No Life Insurance: A husband dies of cancer and leaves behind a pregnant wife and had no life insurance
7. Too Young for Life Insurance?: A 35-year-old husband is murdered and he and his wife thought they were too young to worry about life insurance.
8. Life Insurance to Help Pay Funeral Costs: A child dies and family cannot pay for the funeral.
9. Lost Father to Cancer: Father with no life insurance dies of cancer and family in financial turmoil due to mother never working before.
10. Why You Need Life Insurance: Single mom discusses what would happen to her children if she died and they had no life insurance.
11. Losing Her House Because They Didn’t Have Life Insurance: A woman lost her husband with no life insurance.  She has no one to help her and she is going to lose her house.
12. Why You Shouldn’t Cancel Your Life Insurance Policy: Young single mother passes away and leaves behind two young children and had no life insurance.
13. Husband Dies in Accident: A husband dies and family has to seek help for funeral costs because they had no life insurance.
14. Is Life Insurance Worth the Cost?: What would happen if you didn’t have life insurance?
15. Single Mom Deals with Death and No Life Insurance: A single mother loses parents and brother with no life insurance to help with costs.
16. Father Dies with No Life Insurance: A father dies and leaves behind debt and had no life insurance to help family.
17. Evan Carmichael: A success story about life insurance.
18. What Happens to Family Members: Discussion about what happens to family members left behind with no life insurance.
19. Why You Should Have Life Insurance: A story of why a family should never be without life insurance.
20. Suddenly a Single Parent: The financial troubles when a loved one dies.
21. Community Support after Death With No Life Insurance: A father passes away leaving behind a lot of medical bills. The family looks to community for help.
22. Husband Dies with No Life Insurance and Has to Foreclose on House: Husband died with no life insurance and bank tries to foreclose on the house.
23. WISHtv: A child dies and the family is worried how they’ll pay for the funeral.
24. Father Passed and Daughter Out of Options: A daughter is dealing with the death of her father who had no life insurance and she is running out of options on how to pay for everything.
25. Family Struggles after Death of Husband With No Life Insurance:  Their father left behind a new home with a mortgage and he had no life insurance.  She has three children.
26. The Suicide Exclusion: Some life insurance companies have a two-year exclusion for coverage after suicide.
27. How are They Supposed to Pay for the Funeral: Family cannot pay for the deceased family member’s funeral because she had no life insurance. Family has to get a loan to pay for funeral.
28. Sister Dies With No Life Insurance and Leaves Minor Child Behind: Sister passes away with no life insurance.  She had a 16-year-old child who was lucky enough to have family to help.
29. Five Cent Nickel: How much life insurance does a person need before it’s enough?
30. Father Dies and His Family is Struggling With His Debt: Mother’s children are watching her struggle with debt because her husband died and had no life insurance.
31. 102-year-old Grandmother Has No Life Insurance: Family is worried on how they will pay for her nursing home and funeral expenses when she dies.
32. 7 Ways Permanent Isn’t Always Permanent: Information to consider about permanent life insurance.
33. Dying Broke and In Debt: Stepdad died with no life insurance leaving his wife with bills. Mother passed away also with no life insurance and took children months to pay for the funeral expenses.
34. Employer Life Insurance Coverage: It’s important to understand the coverage your employer offers.
35. Death of Unemployed Mother with No Life Insurance: A death of an unemployed mother in New York and a family has to rely on society to pay funeral expenses.
36. Widow Left Behind and No Life Insurance: A young widow’s husband dies and she is having financial problems because they did not have life insurance.
37. Mother Passed Away Leaving Only Debt Behind: Children having problems with mother’s debt because she passed away with no life insurance.
38. Life Insurance on a Baby: Is it a good idea? Do you really need life insurance on a baby?
39. Singles and Insurance: Should a single man or woman have life insurance?
40. Never Say Never: It could happen to you.
41. Hit-and-Run: Tragic incidents are never expected but they happen.
42. Mother Dying of Cancer and Daughter Has No Money: Her mother is dying of cancer that has no life insurance and daughter has no money to pay for her funeral.
43. Daughter Planning How to Pay Funeral Expenses:  Mother is dying and she has no life insurance.  Daughter is trying to find a way to pay all of the expenses.
44. The Exiled: Some Americans are so poor they can’t afford to die.
45. Obit: Paying for your parent’s funeral. Who’s responsible for that?
46. Divorce Support: Is there a way to continue to receive alimony payments after your ex-spouse dies?

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The cost of dying is continually getting higher and higher especially as a relative percentage of our incomes.

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